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Tuesday, December 29, 2009

Rates Up

As we indicated earlier rates rose. Keep in mind the rise is slight. Mortgage rates are still at unheard of lows. If you are still waiting for the below 5% 30 year fixed rate that opportunity is gone. However, below 5% is available on shorter terms or even on a 30 year fixed with an origination point.

A 5/1 ARM or 7/1 ARM are still attractive. Call to see what is best for you. 414-224-4732.

Thursday, December 24, 2009

Do You Drink Egg Nog?

It is Egg Nog season. Grab a glass.

Wednesday, December 23, 2009

Happy Holidays

Enjoy the Christmas Season. See family, friends and take some time away from work!
You will not regret it!

Friday, December 11, 2009

Lock and Load

Mortgage rates are still fantastic. Rates are creeping up, however. If you have not refinanced lately and you would like to shorten your term or drop your rate our advice is do it now. If you have a Wells Fargo mortgage or an FHA loan with any lender you may be eligible for a reduced documentation loan, possibly without an appraisal and a streamlined process.

Contact me today. Apply on line at or call 414-416-9194 or email us @ Save money today.

Monday, December 7, 2009

FHA Mortgages

An FHA mortgage can be used to purchase a home with a limited down payment. Recently FHA mortgage rates have been in the low 5s. There are many advantages to using FHA financing when purchasing a home. There are no income limits. Earning $100,000 will not disqualify you. You can buy a duplex as long as you live in it. You can buy a condo, you can buy a single family home. You can even buy a manufactured home with an FHA loan. In Milwaukee and Waukesha Counties you can finance up to $315,000. Another advantage of FHA financing is the opportunity to refinance within 3 years and receive a refund of some FHA finance charges.

You may be able to refinance without an appraisal or other standard documents. You can do a streamline refinance if it will lower your payments. You can qualify for an FHA mortgage with a non-occupying borrower whose income and credit may allow you to qualify. There are many special features with FHA loans that may benefit you. Email us at for a special free report or call 414-416-9194.

Tuesday, December 1, 2009

More Milwaukee Mortgage News

Great news. If you haven't heard the tax credits for purchasing homes have been extended till June 2010. More good news. You can also receive a tax credit if you already own a home and buy another one. This credit is up to $6500 and you can receive the cash whether you up size or downsize. Income limits have been raised as well so if you make more than six figures, no worries. As long as you have owned for the last five of eight years you are in the money.

First timers can still receive $8000 in credits. Both scenarios need to be under contract by the end of April and you need to close the end by end of June. Remember you can amend your taxes anytime and receive the credit immediately. Always consult a tax advisor. Good luck. Did I mention we can pre-approve you now and rates and payments are at unheard of levels? Get excited. Take advantage of it. Tell your neighbors.

There are unbelievable deals available. Call a Realtor. But contact us first so you know what payment and price will work.