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Wednesday, September 23, 2009 Living: 100 things to love about fall in Milwaukee Living: 100 things to love about fall in Milwaukee

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Tuesday, September 22, 2009

$8000 First Time Home Buyer Credit

Time is running out! The $8000 First Time Home Buyer Tax Credit is set to expire at the end of November. You can purchase a home today and receive a refund check tomorrow. Here is how it works. You must close on a single family home or condo purchase before Dec. 1st 2009. If your federal tax liability for the year was for example $4000 and you have paid $5000 you would receive a check for $9000. You must earn less than $150,000 for couples or $75,000 solely to qualify and have not purchased a primary residence in the last three years. You can even own vacation property already and still qualify! If two are buying and one has not purchased in the last three years you may qualify. You claim the credit on your tax return. It is a one page form. You can amend your 2008 return and receive the money now. Always consult a tax advisor or attorney to insure you file correctly. Call us today for a pre-approval. 414-416-9194

Thursday, September 10, 2009

Milwaukee County Home Sales Increase

More homes sold in August this year than last year, according to the multiple listing service. 900 Milwaukee County homes sold in August compared with 807 last August - that is an 11.5% increase. Home sales also increased in Washington County but declined in Waukesha and Ozaukee counties.

Tuesday, September 8, 2009

Who Do You Know Needs A Free Pre-Approval?

A lot of people are looking at homes to purchase these days. The majority have never bought a house before and have questions about the process. The first step is to get a copy of your credit report. The free online credit reports although helpful do not provide a score for free. We would be happy to provide anyone who is considering buying a home in the next six months a free copy of their credit report with credit scores. We can also offer a line by line explanation of what the credit history means and how it will apply to you. This is a limited time offer for Wisconsin residents.

The next step after receiving your credit report is to set an appointment with a mortgage loan officer to be pre-approved. You will need 2 years of Federal Taxes, a recent pay stub or profit and loss statement if you are self-employed, 2 months of bank statements and a complete copy of your most recent investment statements, 401k or equivalent. If you do not have savings you still have options.

The next step is to work with a Realtor under a buyer agency agreement where they will represent you not the seller. We would be happy to refer an experienced Realtor to you or perhaps you have some one in mind. Good Luck on your home search!

Thursday, September 3, 2009

Packers Play Thursday Night

The undefeated Green Bay Packers are in Tennessee tonight to face the Titans for the final exhibition game. Quarterback Aaron Rodgers is on the cover of Sports Illustrated. The real season for the Packer fans kicks off against the Chicago Bears and new Quarterback Jake Cutler -formerly of the Denver Broncos - on Sunday September 13th in another night game.