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Thursday, April 30, 2009

Rates Are Rising

The gravy train may be over. Mortgage rates spiked up early Thursday and pricing today was noticeably worse than 5PM Wednesday. If you are refinancing and are not locked you may have a problem. If you are working with us, "No worries." There is speculation that we have hit the bottom and the economy is rebound-bound.

Friday, April 24, 2009

4.25% Mortgage

We are now offering a 4.25% rate on a 30 year mortgage. It is a 5/1 conforming ARM which means the rate is fixed for 5 full years. This offer is for owner occupied homes in Wisconsin. You must have 30% equity and excellant credit to take advantage of this amazing mortgage rate. Apply today. 414-416-9194

APR 4.31%

Monday, April 20, 2009

How To Become A Millionaire

To become a millionaire first set the goal. Eliminate all credit card debt. Start a systematic savings plan buying index mutual funds, and fixed income funds. Take advantage of your employers 401k plan and maximize it. Invest in a ROTH or traditional IRA every year. This year the limits are $5000 per person for a married couple. In other words $10,000 can grow tax deferred. Send extra money toward your mortgage principal each month. Track you expenses. Make a budget. Find a book on how other millionaires became millionaires. If all this fails marry a rich person.

Friday, April 17, 2009

Jobs

We are talking to a lot of working couples lately who have one spouse laid off. Nearly 1 of 10 in the state is laid off or unemployed. Naturally for many people if they normally qualified for a mortgage with two incomes it may be more difficult or impossible to qualify with one income. In some cases we can actually use unemployment compensation to qualify an applicant for a purchase or refinance. Naturally, in a time of rising unemployment cutting expenses is a top priority. Since 30 year fixed rate mortgages are at 5% or below now is the time to lower your expenses while you still can. Sound advice we think.

Thursday, April 16, 2009

Mortgage Rates Drop-Save $38,000

A 30 year fixed rate mortgage is now available for 4.875% for credit worthy borrowers. This is a savings of more than $38,000 on a $150,000 loan at 6.0%.

Apr 4.91

Wednesday, April 15, 2009

Do You Have A Fannie Mae Mortgage?

If you currently have a Fannie Mae mortgage and have been unable to refinance due to your property not appraising now where it has appraised in the past we have the solution. Call for an appointment. 414-416-9194

Saturday, April 11, 2009

Brewers Win

In a dramatic finish the Milwaukee Brewers beat the Chicago Cubs 4-3 on opening day at Miller Park when Ricky Weeks slid into home plate safely in the bottom of the 9th inning. Fans got what they were looking for Friday-an exciting game and an exciting finish. The Brew Crew plays tonight at 6:05 pm.

Thursday, April 9, 2009

Oconomowoc News

For Oconomowoc News You Can Use click Oconomowoc news headline

Home Buyer Seminar

We are hosting a home buying seminar at 5:30 pm Thursday, April 16th at our Milwaukee office. Learn about the new $8000 Home Buyer Tax Credit. Obtain a free copy of your credit report with analysis and a credit score. Learn about government lending programs. Learn how to find undervalued properties for sale in your neighborhood. To reserve your spot call 414-416-9194.

Monday, April 6, 2009

Five Reasons To Buy Today

This an unprecedented time in our nation's history. The government is paying you $8000 to buy a house as long as you close by November 30, 2009. The selection of homes has never been higher meaning you won't have to get into a bidding war once you find the home you like. Sellers are more willing than ever to pay your closing costs. Rates are as low as they have been since 1971. There is less competition among buyers and fewer Realtors and Loan officers so chances are the professionals who will work with you are seasoned veterans and can help make the process easy for you.

If you need any more reasons and there are plenty please let us know. We would be happy to point out the benefits of home ownership anytime.

Thursday, April 2, 2009

VA Streamline A Popular Choice

A Veteran's Administration streamline is a great opportunity for veteran's with an above market interest rate to drop their rate, drop their payment and enjoy immediate savings. Anyone in Wisconsin with a current VA loan most likely qualifies. If you have a current VA loan and live in Wisconsin you need to call me immediately to take advantage of this program. 414-416-9194

Wednesday, April 1, 2009

15 Year at 4.625%

We have a 15 year mortgage available at 4.625%. No cash out. Call to apply. 414-416-9194

APR 4.69%