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Friday, December 17, 2010

Tax Cuts Passed

Congress passed a tax cut bill which now awaits the President's signature and it already has settled the stormy financial markets. The markets like certainty not uncertainty. The markets and employers now know what lies ahead.

Tuesday, December 7, 2010

Winter is the best time to buy a home

The crowds shop for homes in the Spring and Summer in Northern climates like the Milwaukee area. Now is a better time to buy because there are fewer buyers. This means you save money on your purchase. There is less competition. In Spring there may be multiple offers on a single property. In Fall and Winter, often times, there still are multiple offers however there are fewer buyers trudging through the snow to look at homes. Your offer may look sweeter to the seller in the Winter. Why wait? If you were thinking of moving up, down or away now may be the time.

Tuesday, November 2, 2010

Elections Are Over

No more commercials about how I will create a bunch of jobs. Isn't that great? Time to save money and refinance. Ask about our no closing cost refinance. You will be glad you did. Call or email today.

Thursday, September 2, 2010

Mortgage Rates Hit Bottom

Mortgage rates fell to record lows. If you thought you refinanced for the last time re-think that program. Ask about our no closing cost refinance.

Wednesday, July 7, 2010

30 year mortgage at record lows

Mortgage rates continue to hover at historic lows. Rates have been low for 10 years but are as low now as they have ever been. If your mortgage is more than $125,000 and your rate is higher than 5.5% or so refinance now before it's too late.

We have seen some incredible purchase deals lately with buyers closing on homes tens of thousands under appraised value.

Tax credits have been extened for buyers under contract by April 30th who have not closed.

Underwriting may even be less stringent than a year ago but you still need to have everything the lender needs or you will not be able to take advantage of this opportunity. Consult a trusted mortgage advisor today.

Thursday, May 6, 2010

Mortgage Rates Drop

Mortgage Rates dropped Thursday afternoon as the DOW tumbled. If you are thinking of refinancing your current mortgage or purchasing a new home now may be your opportunity.

Monday, April 5, 2010

What is a Locked Loan?

In the mortgage world a lock is a commitment to deliver a mortgage to the investor in a certain time frame at a certain rate. Purchases and refinances closing in the next 30-60 days when locked afford the customer protection against rising rates. Monday rates spiked upward quickly -they almost always rise faster than they fall- after reports that new home sales increased more than 8% in February. Buyers and consumers refinancing are protected against rising rates as long as they can close in the allotted time. Some lenders may play the float game. We don't recommend it. In this climate it is better to be locked on a rate than hope there will be a down tick where you can capitalize. Always work with an experienced professional. By the time you see it in the paper or hear it on the news it's too late. The smart money has locked.

Friday, March 26, 2010

Why Pay 5%?

Why pay 5% on a mortgage when you can pay 3.875%? The larger your loan amount the greater your savings. Ask about the 3.875% mortgage.

APR 3.90%

Wednesday, March 24, 2010

Mortgage Rates Ride Roller Coaster

It goes up. It goes down. Almost makes you sick to your stomach. Hang on. It's a wild ride. Mortgage rates re-priced three times Wednesday We haven't seen three price adjustments in one day (all up) in a long time. Speak with a mortgage professional. These times are unprecendeted.

Friday, February 19, 2010

Homes Are Selling Fast

A sea of home buyers surfs as a perfect storm of tax credits, low rates, fair prices and large inventory intersect to create a rising tide of purchases in the Greater Milwaukee area.

Buyers who have owned previously and rented recently are dipping their toes in the water as are never-evers and families stepping up and down into new digs.

The tidal wave of buyers may crash at April's end as the tax credits roll out to sea, never to be seen again. Don't miss the boat. Get pre-approved.

First Step: Increase your negotiating power: apply for a free pre-approval. You want to be armed with a strong pre-approval letter and strong financing - visit and you will find smooth sailing, not stormy seas. Then contact an experienced Realtor.


Wednesday, February 10, 2010

Money Give Away

We're giving away money. Lately it's been at about 5%. You have to pay it back. It make take 30 years, but it's a pretty good deal. Let me know if you are interested. We will show you how.

Tuesday, February 2, 2010

$8000 Tax Credit

Time is running out. The $8000 Tax credit for people who have not purchased a home in the last five years will end in April, 2010. You have 60 days to close but must be under contact by the end of April. There are no exceptions. Do not hope the program will be extended. You must be preapproved today. Call 414-224-4732. It's fast and easy.

If you own a home now you also may be able to claim a credit of $6500, Call for details. 414-224-4732.

Thursday, January 21, 2010

Home Buyer Guides Available

Thinking about purchasing a home? Download our free Home Buyer Guide. Call 414-224-4732 for secure web site address to download your free guide.